At AGULNICK KREMIN, we're dedicated to ensuring you and your loved ones can rest easy knowing that we're here to help if you have a denied claim, underpaid claim, uninsured loss, or property damage. 

As New York Insurance & damage claim lawyers serving clients on Long Island and throughout City area, and the rest of New York, we understand how difficult it can be when you have had a loss.  We represent policyholders in claims with their own insurance companies, and negligence claims for property damage, and have the experience to bring you success.  

CONTACT US TODAY.


www.damageclaimlawyer.com

DEDICATION
CREATIVITY

CLAIMS WE HANDLE​

  • Insurance Bad Faith
  • Property Damage Claims
  • Windstorm Claims
  • Fire Claims
  • Collapse
  • Water Damage
  • ​Broken & Frozen Pipes
  • Smoke & Puffback Claims
  • Construction Damage
  • Examination Under Oath
  • Appraisal
  • Uninsured Losses​
  • All Insurance Carriers
  • ​Home & Business
  • Cyber Claims
  • Appraisal Disputes
  • ​Declaratory Judgement

FREEZE DAMAGE ​

LET US FIGHT FOR YOU.

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www.damageclaimlawyer.com

EXPERIENCE

New York Insurance Claim Lawyers

Property Damage Claim Lawyers

Insurers have a team to fight for them...do you?


The Property Damage Claim and

Insurance Recovery Lawfirm for

Policyholders

KNOWLEDGE

A RECORD OF SUCCESS - MILLIONS RECOVERED 

Y v. P Ins. Co - $9M recovered for residential fire insurance claim on Long Island.

EY v. Ins. Co  - Following a major homeowner's insurance claims, disputes arose regarding a variety of aspects of coverage and the insurance company's deficient payments and bad faith..  Litigation was commenced n Federal District Court and resolved prior to trial.  Settlement payments exceeded $1.75M

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NEW YORK FREEZE DAMAGE INSURANCE CLAIMS

As the weather gets colder, frozen pipes and related water damage claims become quite frequent.  Given that water expands when it freezes, if the weather drops and heat becomes inadequate, a pipe can freeze and break and the results can be catastrophic.

Not all frozen pipe claims are covered however, and a claim must be approached very carefully.  Certain provisions in homeowner insurance policies set forth very specific requirements in order for a frozen pipe claim to be covered.  While each policy form may vary, there are certain common themes among frozen pipe insurance coverage clauses.  These commonalities include reasonable efforts to maintain heat, turning off the water and draining the pipes and appliances, and certain occupancy/vacancy provisions.

If you have had a frozen pipe claim, it is always advised to seek professional assistance, ideally immediately after the loss and before the claim is submitted.  Quite often, homeowners or business owners submit a claim and unwittingly provide incorrect information, if believed to be true by the insurance company, could result in a denial. 

Even if there are no issues as to coverage, a claims professional is advised.  Statistics have shown that an insured who is represented will recover more than one unrepresented, 

Our office can assist immediately, 24/7 and help with claim submission, obtaining estimates, emergency remediation, alternative living, and piece of mind.


CONTACT OUR OFFICE TODAY