New York Insurance Claim Lawyers

Property Damage Claim Lawyers

The Property Damage Claim and

Insurance Recovery Lawfirm for

Policyholders

www.damageclaimlawyer.com

EXPERIENCE

A RECORD OF SUCCESS - MILLIONS RECOVERED 

Y v. P Ins. Co -
$9M recovered for residential fire insurance claim on Long Island.

EY v. Ins. Co  - Following a major homeowner's insurance claims, disputes arose regarding a variety of aspects of coverage and the insurance company's deficient payments and bad faith..  Litigation was commenced n Federal District Court and resolved prior to trial.  Settlement payments exceeded 
$1.75M

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KNOWLEDGE
CREATIVITY

At AGULNICK KREMIN, we're dedicated to ensuring you and your loved ones can rest easy knowing that we're here to help if you have a denied claim, underpaid claim, uninsured loss, or property damage. 

As New York Insurance & damage claim lawyers serving clients on Long Island and throughout City area, and the rest of New York, we understand how difficult it can be when you have had a loss.  We represent policyholders in claims with their own insurance companies, and negligence claims for property damage, and have the experience to bring you success.  

CONTACT US TODAY.



NEW YORK COLLAPSE COVERAGE CLAIMS 

Collapse claims are very complicated types of insurance losses from the perspective of causation.  In many home and business owner policies, collapse is a peril that is an excluded cause of loss.  Some policies do have an endorsement which provides for such extra coverage, however, those endorsements which provide coverage for collapse limit that coverage to certain underlying causes.  

Once an insurance claim for collapse is submitted, you should expect in most cases for the insurance company to dispatch an engineer to inspect the loss and "determine the cause", and provide the insurance company with their conclusion.  The engineer assigned should not be expected to have your best interests in mind, as they are retained by the insurance company.  They do not work for you and their focus may be to establish that an excluded cause was involved.

The initial presentation of a collapse can be the difference between a covered loss and a denied insurance claim.  A couple of incorrect words in a report could set a denial in motion.  It is often suggested to consult with your own engineer so that you can dispute the carrier's claim, should they attempt to deny it.

If a collapse occurs, it should be reported immediately.  If immediate work is required to prevent further damage or danger to life before the insurance company adjuster can arrive, everything should be properly photographed and documented.  Failure to do so could result in an unnecessary investigation and raise suspicions as to material aspects of the loss being covered up.

​Our office can assist immediately, 24/7 and help with claim submission, obtaining estimates, emergency remediation, alternative living, and piece of mind. 


CONTACT OUR OFFICE TODAY

www.damageclaimlawyer.com

CLAIMS WE HANDLE​

  • Insurance Bad Faith
  • Property Damage Claims
  • Windstorm Claims
  • Fire Claims
  • Collapse
  • Water Damage
  • ​Broken & Frozen Pipes
  • Smoke & Puffback Claims
  • Construction Damage
  • Examination Under Oath
  • Appraisal
  • Uninsured Losses​
  • All Insurance Carriers
  • ​Home & Business
  • Cyber Claims
  • Appraisal Disputes
  • ​Declaratory Judgement

Insurers have a team to fight for them...do you?


COLLAPSE CLAIMS AND DENIALS

WE ARE HERE TO FIGHT FOR YOU.

DEDICATION