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Denied Home or Business Insurance Claim?
Get a Dedicated Property Damage & Insurance Coverage Law Lawyer
If your home or business insurance claim has been denied, delayed, or underpaid, you need an aggressive, experienced attorney who will stand up to the insurance company and fight for the full compensation you deserve. At Agulnick Kremin PC, our insurance claim denial lawyers don’t just file paperwork from behind a desk—we put on boots, visit the loss site, and conduct thorough independent investigations to build the strongest possible case
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Why Choose Agulnick Kremin for Your Denied Insurance Claim?
- Hands-On Investigation: We personally inspect damage sites to uncover evidence the insurance company may have ignored or downplayed.
- Proven Track Record: Decades of experience handling denied home insurance claims, business interruption claims, property damage claims, and bad faith insurance practices.
- Millions Recovered: We have secured millions of dollars for policyholders, business owners, and homeowners just like you.
- Precedent-Setting Wins: Our attorneys have won landmark appellate decisions in state and federal courts that strengthen policyholder rights and level the playing field against powerful insurance companies.
- Zealous Advocacy: Recognized throughout the legal community as fierce advocates who use cutting-edge legal strategies to maximize recoveries.
Whether your claim involves fire damage, water damage, storm damage, vandalism, or any other covered loss, we are ready to take on the insurance company and pursue every avenue...negotiation, appraisal, litigation, or appeal, to get you paid.
Don’t let an unfair denial stand. Contact Agulnick Kremin PC today for a free consultation with a top-rated insurance claim denial attorney. Let us join your team and fight for the recovery you’re entitled to.
Our Practice Areas
Property Damage
If you've had a loss and you are uninsured, you can bring a lawsuit against the party or parties who are responsible for the damage. Even where there is insurance for a loss, there may also be portions which are in fact not insured, or where the limits of your policy are insufficient to cover the extent of the damage you sustained. In those case you can sue for negligence.
Property & Casualty Insurance Claims
The New York denied insurance claim lawyers at Agulnick Kremin has successfully handled virtually every type of loss, including flood damage claims, water damage, wind, frozen pipe/pipe burst, collapse, fire, vandalism, theft and more. We are very proud that we received many referrals from Public Adjusters, other attorneys, industry professionals and even former adversaries.
Public Adjuster Counsel
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Insurance Broker Negligence
In New York, if your insurance agent or broker fails to obtain the insurance coverage you requested, or gives incorrect information the coverage that is actually available, that insurance broker may be liable in the event of an uncovered loss. Insurance brokers make mistakes and in many situations they can be held responsible. In those cases they can be "placed in the shoes of the insurer.
Examination Under Oath
We have extensive experience with the Examination Under Oath (EUO) process. Our New York examination under oath attorneys will guide you through the process and handle of the logistics, from scheduling the location to the post examination procedure related to your insurance claim. Our attorneys will help ensure compliance with all of the insurance company's demands and safeguard our clients' rights during the actual EUO.
Appraisal Disputes
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Cyber, Construction Delay, and Financial Claims
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Liability Claims & Coverage
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Eubanks v New York Prop. Ins. Underwriting Assn. 2025 NY Slip Op 04460 Decided on July 30, 2025 Appellate Division, Second Department
A New York appeals court just handed insurers a wake-up call: ambiguous policy exclusions can cost insurers. On July 30, 2025, the Appellate Division, Second Department, sided with a property owner after her fire claim was denied due to unclear policy language. Agulnick Kremin P.C. represented the homeowner.