WE OFFER NO FEE INITIAL CONSULTATIONS
Our Practice Areas
Property Damage
If you've had a loss and you are uninsured, you can bring a lawsuit against the party or parties who are responsible for the damage. Even where there is insurance for a loss, there may also be portions which are in fact not insured, or where the limits of your policy are insufficient to cover the extent of the damage you sustained. In those case you can sue for negligence.
Property & Casualty Insurance Claims
The denied insurance claim lawyers at Agulnick Kremin has successfully handled virtually every type of loss, including flood damage claims, water damage, wind, frozen pipe/pipe burst, collapse, fire, vandalism, theft and more. We are very proud that we received many referrals from Public Adjusters, other attorneys, industry professionals and even former adversaries.
Public Adjuster Counsel
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Insurance Broker Negligence
In New York, if your insurance agent or broker fails to obtain the insurance coverage you requested, or gives incorrect information the coverage that is actually available, that insurance broker may be liable in the event of an uncovered loss. Insurance brokers make mistakes and in many situations they can be held responsible. In those cases they can be "placed in the shoes of the insurer.
Examination Under Oath
We have extensive experience with the Examination Under Oath (EUO) process. Our New York examination under oath attorneys will guide you through the process and handle of the logistics, from scheduling the location to the post examination procedure related to your insurance claim. Our attorneys will help ensure compliance with all of the insurance company's demands and safeguard our clients' rights during the actual EUO.
Appraisal Disputes
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Cyber, Construction Delay, and Financial Claims
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Liability Claims & Coverage
Agulnick Kremin also provides representation for those with liability coverage claims denied, and defense and indemnification issues. Insurance companies are quick to disclaim coverage for liability, often failing to appreciate the broad scope of their obligation to defense and indemnify under their policy. Agulnick Kremin is experienced in both prosecuting and defending declaratory judgment actions.
Eubanks v New York Prop. Ins. Underwriting Assn. 2025 NY Slip Op 04460 Decided on July 30, 2025 Appellate Division, Second Department
A New York appeals court just handed insurers a wake-up call: ambiguous policy exclusions can cost insurers. On July 30, 2025, the Appellate Division, Second Department, sided with a property owner after her fire claim was denied due to unclear policy language. Agulnick Kremin P.C. represented the homeowner.